Self-Employed Health Insurance
Description
Click here to get a Free Quote on Health Insurance
Two of the most important things a successful entrepreneur must be aware of are their time and their health. Having health insurance as a self-employed entrepreneur affects both.
Are you thinking of buying health insurance but not sure whether it’s worth it? Here are reasons why health insurance is important.
Gives your Peace of Mind. Like auto, life, or homeowners insurance, having health insurance gives you peace of mind. Insurance is a safety net to catch you if you have any expected or unexpected medical issues.
Leads to Early Intervention. Having health insurance, and using it as directed leads to early detection and early intervention.
You May Qualify for Tax Benefits. Most self-employed people don’t realize that they may qualify for a premium tax credit that helps offset the cost of their health insurance. Some may even qualify to have a $0 monthly premium.
Easier Access to Healthcare. While hospital emergency rooms are required to treat uninsured patients, doctors and other medical professionals are not. You can get care by paying out-of-pocket but the fees are more expensive than covering yourself with health insurance.
Protects Your Family. Having health insurance allows you to properly care for and protect your family
Allows for Free Preventative Care. With preventative care, you can keep an eye on your blood pressure, get vaccinated, explore counseling options for weight control, and even get help for substance abuse. All of this, and many other services, are generally free with most health insurance plans.
Affordable Prescription Medication. One of the many reasons to purchase health insurance is to purchase affordable prescription medication.
Save Money on Doctors Visits. When you visit the doctor as an insured patient, you only have to pay a small co-pay for the visit. When you visit the doctor as an uninsured patient, you have to pay the entire fee, out of pocket, and in many cases, up-front and in full.
Covers Emergency Medical Situations. Perhaps one of the most important benefits of having insurance is having coverage for emergency medical situations. The expenses that come with an emergency, such as an ambulance, emergency room visit, and follow-up care are expensive, even with insurance. Without insurance, a $1500 emergency room bill can quickly double, or even triple.
Mina Sprankle –
Very good article! We will be linking to this particularly great post on our website. Keep up the great writing.|